Cozy Credit Report

Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history.

Cozy credit report.

It wouldn t be treated as a late payment on your credit report. You need more than just a credit score to understand an applicant s financial situation. Cozy credit reports come directly from our partner experian the industry leader in credit reporting. If you need to dispute the rental information reported on your credit report please email creditdispute cozy co.

Credit history built through cozy and experian rentbureau shows up on experian credit reports. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. Learn more about the change.

There s nothing for you to do right now but we ll let you know before your account moves. Reports contain accurate up to date info about your applicants. When tenants choose to use a credit or debit card there s a 2 75 service fee. That means if you want to pay outside of cozy for a month that s okay.

Landlords can request screening reports and applicants purchase and share reports. Your cozy payments will only appear on your experian credit report. Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure.